Broker Check

Products & Services

At Cornerstone Financial Services, LLC., we provide assistance in the following areas:

Planning Areas

  • Retirement Income Strategies
  • Retirement Accumulation
  • Insurance (Long Term Care, Life & Disability)
  • Goals Based (Education or major purchase)
  • Comprehensive (Integrated)
  • Estate Simplification & Wealth Transfer

Retirement Transition Services

  • myRIME®
  • Understanding Your Retirement Options
  • Understanding Your Retirement Preparedness
  • Retirement Plan (401k / 403b) Rollovers
  • One Envelope / One Website Financial Consolidation
  • Social Security Decision Assistance
  • Employee Stock Plan Rollovers
  • Pension Income Option Decision Support

Investments & Investment Accounts

  • Tax-Advantaged Investments
  • Corporate Bonds
  • Preferred Stocks, Stocks, Alternative Investments
  • ETFs, ETNs, Brokerage Accounts
  • Advisory Accounts
  • Rollover IRAs
  • Traditional IRAs
  • Municiple and Tax-Free Bonds
  • Roth IRAs
  • EP IRAs
  • College Savings (529) Plans
  • Coverdell Accounts (Education IRAs)
  • Variable Annuities
  • Over-Funded Variable Life Insurance


  • Long-Term Care
  • Asset-Linked Long-Term Care
  • Term Life (Level, Annual and Convertible)**
  • Whole Life
  • Over-Funded Universal and Whole Life
  • Universal Life
  • Variable Universal Life
  • Disability

Wealth Transfer & Tax Planning

Identification of proactive strategy options intended to help Clients reduce the time, effort, aggravation & expense (taxes, fees and administrative costs) associated with wealth transfer to heirs, beneficiaries and causes.

myRIME ®

myRIME® - my Retirement Income Made Easy is a Program offered by Cornerstone Financial Services, LLC through which our Client’s learn to better understand various types of retirement expenses AND the income sources available to meet those expenses. Through this unique process, we assist Clients identify and prioritize their retirement goals; identify options for addressing the income (cash flow) needs and assist our Client’s in selecting the option(s) to help them pursue their goals. The concept is to simplify your financial life in retirement and reduce financial concerns, thereby freeing you to spend your time and energy on the important things – Family, Friends and hobbies, interests and personal causes.

**Term Life includes both guaranteed and non-guaranteed premiums that are level for 10, 15, 20, 25, 30 or 40 years. Guarantees are provided by the underwriting insurance company.